Insurance for earnings.

November 6, 2018

My insurance looks like this. It is a good one.

Time to allocate. -- 10 hours a month. 

1) Keep good contacts and relationships with the people you work with. - 3 hours.

2) Study the latest technologies - 4 hours.

3) Write a blog once a month. - 1 Hour.

4) Be good at programming and logical reasoning. - 2 hours 

1) Certainty.

2) Un-certainty.

3) Significance

4) Love and Connection

5) Growth

6) Contribution.


1) Certain that I have a job. Certain that this person will be there for me.

2) Un-certainty or variety in life, do something new in life, go somewhere you have never been.

3) Significance, I feel significant that I am good at what I do. People appreciate my good work.

4) Love and connection. People love me for who I am, I have friends.

5) I grow as a human being. I learn something new every day and I become a better person.

6) Give back what you know. Share your knowledge.

These are the 6 human needs, but each of us weighs them differently, for some the most important need can be “significance” for some it is
“love and connection” for some it is a “certainty”. It also changes as we grow in life. In the end, the most important need should become “growth and contribution” because that change who you are. It is not what you have, it is who you become that matters.

I was getting to a stage in life where it was hard for me to manage passwords and I started clicking “forgot password” which sends an email each time I had to log into an account.

A friend suggested me to use Pass keep. Woow. I have to say it is cool.

Makes my life a lot better. No more forgot password.


It took me some time to get this setup and enter all the password but once it is set up it is cool. It works like a charm. I have this password file in google drive and it syncs to the cloud.


There is a key file that is on my local computer to keep the password file safe.

I am happy. I like the Autotype feature of Kee pass. It is a lifesaver.

There is also a browser plug-in called "Kee Fox". Which enabled me to click a link to go to the site and log in.


If you are ready to spend some extra money on this use 1password my friend is using. He is happy with this. I am using Keypass. It is free but it is not that clean. I would recommend you buying 1password. I already entered all my data to kee pass so it will take a bit of effort for me to change to 1password.

We as human beings judge people a lot by looks, what we wear etc...In animals, cats are not like humans they won’t judge by looks, like what color the other cat is like Grey, black, has strips etc. They sense it. The only animal in the world who will go and do massacre is human beings. Lions will not go and say let’s kill all the deers u know. They will kill one eat one. So we are different in the way we think.

People tell us what to do early in our life and we will do what they say, forget about what we really want or what we really are. We follow their template.Most of the people in the world follow a template for life. Like study well, go to good college, marry a guy, have a kid, raise them etc. There are people who are not like that too, they are just different.

We have to be happy with what we have. It is hard for human beings because we always want a better job, more money etc. we forget to live in the present and always looks for either the past or the future. We will always be more happier when we don't try to change the way people think and try to change the way we think. It helps us.

The girl I am dating/Married to can do what she wants, but my thoughts are going to be in my control. I need to change the way I think. whatever she does. I don't care. I will try to control the way I think and I will be fine. Even if I lose the job or loose the house or anything. My thoughts have to be in my control.

I cannot break down. I am going to work on it. Whoever "stays still without breaking" are those who are stable, no matter what happens to them.


Now I do whatever I want, when I want. I am like the guy who don't care, I join a new  gym when I want, as soon as I don't like the old gym.  That is good for some time, when we really grow in life is learn to accept that it is a stage in life and enjoy it. There is a point in life when we will be bored of it. I am not there yet but for sure I will be one day. Then I am and I will be, willing to share a life with someone. That is a stage when you grow more, when we are pushed to a corner and accept it. We don't respond because we learn to deal with it and be stronger. That is the point when we make changes in our life to accept other person, we don't change other person. we make changes in our life because it is easier and that is all we have to do.

Always don't forget Light always wins over darkness.

This is something which I was thinking of writing for a long time.

·         Did we go to gym and see guys who train only their arm and chest?

·         Do we see guys who have tiny legs and big upper body?

·         Why do this happen?

·         Did we ever train our lower back?


There are couple of reason why guys work out. They need big arms. They need big chest.

If that is only the goal then, fine you guys are good but you know what if there is no symmetry. You are like the kid who went to community college. It does the job. Is that what we are looking for or do we need to be like an Ivy League.

1) Health is wealth.

2) The muscles we develop need to be in proportion. The symmetry is everything.

How do we do that?

1) This is not something you can achieve in a day. No matter what. This needs to be a lifelong habit and gradually over the years you will become healthy and build.

2) I know guys who cannot walk 10 stories but they have huge arms. Is that any good?

There comes cross fit.

1) If you need the stamina of a runner and if you need the power of a power lifter. You are in good hands “cross fit” will do the job. Then some guys will say I want to be a bit built also then work out on your normal body building stuff 1-2 days a week. Rest should be cross fit or basically what I am saying is it should be a full body work out. You need to work you whole body. Pump your heart to the max and then so some strength exercise.

Eating health is another thing. None of this is possible without that. Do all the outdoor stuff? Stay active. If you can do some running or swimming etc. it is great.

Trust me guys there are guys who are so healthy like I know a person who is 57 but if I see him for the first time I will surely ask him whether he is 35. Working-out plays a big role in your life.



This is something which I learned from my mom. Thanks to mom for sharing the knowledge.

There are three things which guide a human being in making decisions in life.

1) Knowledge of the idea.
2) Emotional Quotient for the idea.
3) Finaly making the decision.

It is always recomended to have a balance among all these components to make a right decisions. If one ways more than another we always end up making a wrong decision.

E.g Imaging the case of buying a car.

Every one wants to get the most beautifull and the best. How much value are we putting into our knowledge ? whether it is worth buying, spending that amount of money ? Is it really usefull ?
I feel someone who can balance all these will be making a good decision. It applies to all walks of life.

Dreams or achivements and reality.

These are three things which plays an important role in our life.Every one wants to be a millionare, but how many are ?
These are the three questions which ever one should know the answer for ?

1) What I am capable of ?
2) Am I doing anything to get there ?
3) Is it realistic ?

These questions are something which we need to ask ourself. If there is a real difference between these then we will have a lot of issues , like depression, suicide and a lot more. The basic point drills down to understanding who I am ? What I am capable of ? and what I need to look for ? If we know the answers to all these question I feel we solve a lot of issues in our life.

If we want a big mansion and if we are not doing anything about it , then there will be very rare chance of we buying a mansion.If we dream about it and if we cannot get it, then we will end up in depression and negative thoughts in mind. so it is always best to know the answer to the above questions.

Did any one thought how important the hair cut is ?

If not believe me, if you live and work in NYC or in any big cities. How we look is more important than how useful we are.

Just some basics, every one has a different face shape. so it is important how we choose our hair cut. You can cut it from a barber shop for 8$. Great..then if you need to tell the person how to cut and if he has enough patience to hear what you are saying and more than that, you should know what is best for you. otherwise take my advice go to a nice place talk to a hair professional and discuss what you want ? based on your interest, your profession etc.... You cannot cut your hair like an artist and go to work in a fortune 500. As everything come with a cost you need to at least spend some 80$ with tip to get it right. This is for men ok. I don't have any clue about woman's hair cut. It a field I will learn after getting married. Hope fully I will learn something from my wife.

If you live in midtown NYC.I can give you some suggestions. This is a nice place, Please don't repeat the mistake I did. please visit them on a weekend or when you have enough time. Don't do it after work. Everyone want to go home so you wont get what you are really looking for.

This is a nice small place.I got an appointment with Sara Kay. she is one of the stylist. She is nice and I am happy she knows what she is doing. The best part here is, if you are some one who drinks occasionally. you can get a 12 year old Scotch whisky free. This is included in the cost. Be decent atleast. Since I stopped this habit I fealt bad. You can drink while you are getting a hair cut and don't worry about scissors scratching your head. You will never feel that some one is cutting your hair. They are so professional and decent. Most of then time you will get it done in 45 minutes.

Please check it out if you are ready for a hair cut.

Since I am from the software field. This reminds me of offshoring. There are shops here in NYC who will cut you hair at 8$ or at 800$. End of the day what are they doing... cutting your hair... Do both of them have customers ? yes. It doesn't matter how much offshore companies reduce the rate, people are going to go with who are good. Price is only a matter to someone who don't know what they want ?